Legal information

User Agreement

Effective date: January 1, 2025

1. Agreement to terms

By accessing Zandora Ledger, you agree to use the website lawfully and in accordance with this User Agreement. If you do not agree, please do not use the service.

2. Educational purpose

Course descriptions, lessons, examples, and exercises are general educational material. They are not individualized financial, investment, tax, accounting, or legal advice, and they do not guarantee an outcome.

3. Responsible use

You may browse, save, and review material for personal or authorized organizational learning. Do not misuse the website, interfere with its operation, attempt unauthorized access, scrape protected systems, impersonate another person, or submit unlawful content.

4. Intellectual property

Zandora Ledger owns or licenses the website design, written lessons, editorial structure, trademarks, and supporting materials. You may not reproduce, sell, publicly distribute, or create derivative commercial collections without written permission.

5. Catalog and cart

The catalog and cart are front-end demonstrations. Prices and availability displayed in the interface are informational until a separate written transaction is confirmed. The website does not collect payment card details through the local cart.

6. Accuracy and external decisions

We work to keep educational material clear and current, but financial rules and circumstances change. Review relevant primary sources and seek qualified professional advice before acting on a consequential decision.

7. Availability

We may update, suspend, or discontinue features to maintain, improve, or secure the service. We are not responsible for interruptions outside reasonable control.

8. Privacy

Information handling is described in our Privacy Policy, which forms part of this agreement.

9. Contact

Questions about these terms can be sent through our contact page.